Who doesn't love the joys of travel? Travelling opens doors to new adventures, creates cherished memories, and offers an escape from our usual routines. The desire to roam is particularly strong during the summer when many of us want to kick back and savour the sunny weather.

However, among the excitement, safeguarding your home and personal safety is crucial while you're away on travel. In this blog, we'll delve into essential tips for safe travels, strategies to secure your home while away, and the significance of home insurance in guaranteeing a stress-free voyage.

Protecting Your Home

Before you pack your suitcase and rush to the airport, you need to secure your home to prevent burglaries and unwanted surprises.

Did you know that the average home burglary only takes eight to ten minutes? The average loss after a home break-in is approximately $2,000, with cash, electronics, prescription drugs, and jewellery as the most targeted items (ADT).

Additionally, in 2022, breaking and entering offences in Canada increased by 4% and minor theft of $5,000 or under was up 10% compared to the previous year (Statistics Canada).

Being proactive is essential; following these home security tips will offer peace of mind during your travels.

1) Ask for Help:

Find a reliable friend, neighbour, or family member to watch over your home. Share your departure and return dates with them, along with a contact number where you can be reached and an extra set of keys.
Ask them to periodically check your house to maintain a lived-in look, such as opening and closing curtains and collecting your mail.

2) Home Security Measures:

Installing a home security system can discourage potential intruders and provide peace of mind about the safety of your home.
Use timers on lights to create the illusion of someone being home. Also, consider adding motion sensor lights outside, both front and back.
Keep valuables you won't take in a safe, safety deposit box or another secure location off-site.

3) Lock All Entry Points:

Double-check that all doors and windows, including those in the garage, are locked before you depart.
Think about adding security bars to reinforce sliding glass doors for extra protection.

Safe Travel Tips

While safeguarding your home is essential, ensuring your safety while travelling should also be a primary concern. By adhering to these travel tips, you can unwind and thoroughly enjoy your vacation.

1) Prepare in Advance:

Research your destination: Familiarize yourself with your travel spot, including local customs, emergency contacts, and the nearest embassy or consulate.
Share your itinerary: Let a trusted friend or family member know your travel plans so they can keep track of your whereabouts.
Emergency supplies: Pack a compact kit with essentials such as first aid items, medications, and contact details for local healthcare facilities.

2) Protect your Possessions:

Secure valuables: Utilize a money belt or hidden pouch to safeguard essential documents like passports, tickets, and credit cards.
Lock up luggage: Use TSA-approved locks to secure your suitcases and bags.
Avoid displaying wealth: Refrain from displaying expensive jewellery or gadgets that may attract unwanted attention.

3) Stay Connected:

Maintain communication: Keep your loved ones updated on your location and check in regularly.
Mobile travel apps: Download apps that can aid with navigation, translation, and accessing emergency services.

4) Stay Vigilant:

Trust Your instincts: If something feels off, trust your gut and seek assistance.
Be aware of surroundings: Avoid distractions, such as excessive phone use, especially in unfamiliar environments.

The Value of Home Insurance

The importance of home insurance cannot be overstated. It is an essential safety net that can protect your property while on vacation.

Home insurance covers damages or losses to your property, whether due to theft, fire, or natural disasters. It can also provide liability coverage if someone is injured on your property while you're away. Water damage coverage, both overland water and sewer backup, is also important, especially if you live in a location prone to flooding.

Travelling should be a fun and worry-free experience. By adhering to safe travel tips, taking proactive measures to guard your home, and securing home insurance coverage, you can reduce potential risks and ensure your vacation is filled with positive memories rather than stress. Remember, a little preparation goes a long way in ensuring an enjoyable trip.

You can speak with our experienced insurance brokers to discuss your Home Insurance options or to review your existing policy. Contact us at info@mooneyinsurance.ca or 705-726-9941 today!

Travelling This Summer? Secure Your Home and Your Peace of Mind