If it floats, it should be insured, and we can help get you the best marine insurance for your watercraft.

Providing Watercraft Insurance for Barrie and Simcoe County for over 40 Years

Watercraft insurance in Ontario provides coverage for boats and personal watercraft vessels. This type of insurance protects boat owners from financial loss in the event of accidents, damage, theft, or any other covered incidents related to your vessel.

speedboat jetting across the water in Barrie
sailboat out in the water in Barrie, ON
fishing boat out in the water at sunset

We can protect personal watercrafts of any size including, sailboats, jet skis, fishing boats, houseboats and yachts. Protect yourself, your passengers, your investment and your vessel today.


Marine Insurance Includes:

  • Liability Coverage

    This coverage is for if you are found responsible for injuring someone or damaging their property while operating your watercraft. It typically covers legal fees, medical expenses, and property damage claims.

  • Physical Damage Coverage

    This component covers repairing or replacing your personal watercraft if it's damaged or destroyed due to covered perils such as collisions, storms, or theft.

  • Uninsured/Underinsured Watercraft Coverage

    If you are involved in an accident with an uninsured or underinsured boater, this coverage helps pay for your medical expenses and property damage.

  • Wreck Removal

    In the event of a covered loss, this coverage helps pay for the cost of removing your sunken or damaged watercraft from the water.

  • Emergency Services and Towing

    This coverage assists with the cost of towing your disabled watercraft to the nearest repair facility and covers emergency services like fuel delivery or jump-starts.

  • Personal Property Coverage

    This optional coverage protects your personal belongings on the watercraft, such as fishing equipment, clothing, or other personal items.

Barrie marina on a sunny day with different boats docked

“Very helpful and informative.”

-John M.